Mortgage Blog

The interest rate goes nowhere, or it went back up a little bit after It reached the recent low on April 18th. I can remember that day since this was the day after my Boston Marathon. Originally I decided to lock the interest rates for two of my clients on 17th. I know I would finish the race around 2:30pm, and I had enough time to lock the rate. But it turned out that it took a little bit longer time to go back to the hotel, and I took a shower, and flew back to SFO. So I had to lock the rate on 18th.

And it turned out those two clients got the short term best rates. So I think they were lucky that the interest rates were lower on 18th.

I think I need to focus (on my business, running, etc) now. The only habit I still kept was the running for 5-6 days a week. I did try to have 5 minutes abs everyday. And now it became 5-10 minutes per week. But I did add personal training for one session per week.

I tried to write down something/anything in Chinese everyday. It went ok. But I still think I would write more on the blogs.

It is a very hard decision for my financial stocks. MA/V kept going up, but I thought about liquidating some BAC, JPM. But Peter Lynch said: The money you lost when you wait for the correction is actually more than what you lost in the correction(something like that). So I think I still keep my project of selling other stocks, and purchase vanguard SP 500 Index fund. It went well for the past year, and I just kept purchasing on the first day of each month. And I do not have to worry about it